Acquisition/New Purchase Loans
This is one of the most common reasons people seek loans. Conventional lenders and banks typically offer 30-year terms and government-sponsored loan products like FHA and VA loans for these needs. However, they also have strict qualification guidelines that not everyone can meet.
If you have a substantial down payment but still can’t secure a conventional loan, ATC Managers can help. We specialize in working with clients who can’t qualify for traditional loans or need a faster, more flexible process. Our approach doesn’t involve credit checks, making it ideal for those who don’t fit the conventional mold or want to avoid the hassle. Let us help you secure the financing you need without the usual hurdles.
General Loan Rates and Terms
Loan Sizes:
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Ranging from $5,000,000 up to $80,000,000+
Fixed Rates:
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Starting at 9.7% APR
Monthly Payment:
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Interest Only
Loan Term Duration:
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6 to 48 months, extensions available
Loan-to-Value (LTV) Rates:
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Up to 85% LTV for commercial properties
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Up to 70% LTV for raw land
Loan-to-Cost (LTC) Rates:
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Up to 90% LTC for construction and renovation projects
After Repair Value (ARV) Rates:
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Up to 70% for fix-and-flip projects
Closing Costs:
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Typically range from 1 - 5 Points, paid by borrower, includes appraisal, legal, and processing fees
Collateral Options:
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Flexible collateral requirements including real estate, equipment, and inventory
Pre-Payment Penalty:
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No additional fees for paying off your loan early
Average Funding Duration:
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10-15 days from application to funding
Service Areas:
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Nation-wide
Let's work together to find the perfect funding solution for you. Fill out our online application today and take the first step towards achieving your financial goals.